Retirement Planning

Up to Retirement

Join a retirement fund provided by your employer

Reriement Annuity

    • Supplement your employer’s retiremnt fund.
    • Grow your retirement money while benefiting from tax incentives

Minimum Investment

    • From R50 000 lump sum, from R100 per month.

Investment Period

    • Access your benefits from age 55.

Features

    • Deduct the money you invest from tax-free growth.
    • Wide choice of investment funds and solutions to suit your needs and goals.

Changing Jobs

Preserve and grow your retirement money when you change employers

Minimum Contribution
From R 50 000 lump sum
Investment Period
Access your benefits from age 55
Features
Enjoy tax-free growth
Wide choice of investment funds and solutions to suit your needs and goals

At Retirement

When you retire, you have to use at least two- thirds of your retirement savings in your retirement fund to purchase an annuity, subject to certain exceptions

Life Annuity
Guarantees you a specified income fr the rest of your life, and you don’t make any investment decisions
Your income will be be paid for as long as you live
If you die, the part of the annuity that would have been paid until the end of the guaranteed term wil be paid to your nominated beneficiariers
Living Annuity
Offers you flexibility to decide how you want to invest your retirement savings and how much income you want to receive, within certain limits
Your income will stop once the capital is depleted
If you die while there is still a portion of your capital left, it will be paid to your nominated beneficiaries
Wealth Management
Ask our Advisors to suggest investment solutions for your one-third retirement payout that would meet you goals