Retirement Funds

Maximizing Returns. Minimizing Risks. Ensuring Financial Security

At Avena Wealth, we specialize in providing top-tier asset consulting services tailored specifically for retirement funds. Our goal is to help retirement fund managers and trustees make informed decisions that maximize returns, minimize risks, and ensure long-term financial security for beneficiaries.

1. Investment Policy Development and Review
   Creation of Investment Policy Statement (IPS): Periodic Review and Update of the IPS.
2. Strategic Asset Allocation
   Developing long-term asset allocation strategies based on the fund’s objectives, risk tolerance, and time horizon.
3. Manager Selection and Due Diligence
   Asset Manager Research: Asset Manager Due Diligence: Facilitating interviews and meetings with potential managers.
4. Performance Monitoring and Reporting
   Providing detailed performance reports tailored to the needs of the Board and Investment Committee.
5. Risk Management
   Conducting comprehensive risk assessments to identify and evaluate various risks (market, credit, liquidity, operational). Developing and implementing strategies to mitigate identified risks. Performing stress tests and scenario analyses to evaluate the portfolio’s resilience under different market conditions.
6. Alternative Investments Consulting
   Providing expertise and advice on alternative investments, including hedge funds, private equity and real estate.
   Conducting due diligence and ongoing monitoring of alternative investment managers.
7. ESG and Socially Responsible Investing (SRI)
   Developing ESG and SRI policies, if required, that align with the fund’s values and objectives. Identifying and selecting asset managers who incorporate ESG and SRI criteria into their investment processes.
8. Custody Services Assistance
   Assisting in the selection of a custodian for safekeeping and administration of assets.
   Conducting periodic reviews of custodian services to ensure compliance and performance.
9. Transition Management
   Assist in the appointment of a transition manager or perform in-house transition management developing and executing transition plans for changes in asset allocation or manager changes. Implementing strategies to minimize transaction costs and market impact during transitions.
10. Fee Analysis and Negotiation
    Analyzing the fees charged by asset managers and service providers. Assisting in fee negotiations to ensure competitive pricing and value for services received.
11. Governance and Compliance
    Providing training for the Board and Investment Committee on fiduciary duties and responsibilities. Ensuring adherence to regulatory requirements and best practices. Conducting periodic governance reviews to assess and improve decision-making processes.
12. Education and Communication
    Conducting workshops and seminars to enhance the knowledge and understanding of the Board and Investment Committee. Providing regular updates on market conditions, economic trends, and investment opportunities.