Employee Benefits

  • We provide a seamless and efficient process for setting up and managing umbrella funds, offering cost-effective and scalable retirement solutions that benefit both employers and employees.
  • Our risk benefit advisory services are designed to provide comprehensive financial protection and support for your employees.  
  • We will work with you to assist your employees with their wealth management and supplementary retirement planning.

Assist your Employees

We specialize in assisting your business in setting up a retirement plan, risk benefits and wealth planning for your employees

Umbrella Fund
Employee Risk Benefits
Individual Retirement Planning
Individual Wealth management
Setting up an Umbrella Fund for your employees

Introduction

Setting up an umbrella fund is an excellent way to offer a comprehensive, cost-effective retirement plan that benefits both your organization and your employees. Our expert team is here to guide you through the process, ensuring a seamless setup and ongoing management of your umbrella fund.

What is an Umbrella Fund?

An umbrella fund is a retirement savings scheme that pools together the contributions of multiple employers, providing economies of scale and streamlined administration. This type of fund offers several advantages, including lower costs, professional management, and a range of investment options to suit different risk profiles.

Benefits of an Umbrella Fund For Employers

    • Cost Efficiency: Shared administrative costs and investment management fees reduce the overall expenses for each participating employer.
    • Simplified Administration: Centralized management and reporting streamline the administrative burden, allowing you to focus on your core business activities.
    • Regulatory Compliance: Ensures compliance with retirement fund regulations and industry standards, reducing the risk of non-compliance penalties.

For Employees

    • Professional Fund Management: Access to professional investment managers who optimize fund performance and manage risk.
    • Diverse Investment Options: A range of investment choices to match different risk appetites and retirement goals.
    • Enhanced Benefits: Potential for higher returns and better retirement outcomes due to pooled resources and expert management.
Setting up employee risk benefits for you employees

Introduction

Providing comprehensive risk benefits is crucial for safeguarding your employees and supporting their well-being. Our employee risk benefits solutions are designed to offer protection against unexpected events and financial hardships, ensuring that your workforce remains secure and motivated. Explore our range of risk benefits designed to meet the diverse needs of your employees.

What Are Employee Risk Benefits?

Employee risk benefits are insurance and financial protection plans that help employees manage the financial impact of unforeseen events, such as illness, injury, or death. These benefits offer peace of mind by providing financial support during challenging times, allowing employees to focus on their recovery or family without the added stress of financial concerns.

Our Risk Benefit advisory service

1. Group Life Insurance

Group life insurance provides a lump-sum payment to the beneficiaries of an employee in the event of their death.

2. Disability Insurance

Disability insurance provides income replacement for employees who are unable to work due to illness or injury.

3. Critical Illness Insurance

Critical illness insurance offers financial support in the event an employee is diagnosed with a severe illness, such as cancer, heart attack, or stroke.

4. Funeral insurance

Insurance that provides financial assistance to cover the costs of funeral services and related expenses

5. Employee Assistance Programs (EAPs)

Employee Assistance Programs provide support for employees facing personal or professional challenges