By pooling money from many investors, unit trusts can invest in a wide range of assets, reducing the risk associated with investing in individual securities.

Economies of scale can reduce transaction costs and management fees, making unit trusts a cost-effective way to invest.

Unit trusts are regulated by financial authorities, ensuring a level of oversight and protection for investors. Additionally, they typically provide regular reports on performance and holdings, offering transparency.

There are many types of unit trusts available, each with different investment objectives and strategies, allowing investors to choose funds that align with their financial goals and risk tolerance.

Unit trusts allow individual investors to participate in a diversified portfolio of assets, which might otherwise be difficult or costly to achieve independently.

You can access your money whenever you need it. To buy and sell is easy, and you can invest more or withdraw your money within a couple of days.

Many unit trusts distribute income (such as dividends or interest) to investors regularly, which can be an attractive feature for those seeking steady returns or it can be reinvested to buy more units.

Investors often have the option to automatically reinvest distributions, allowing for compounded growth over time.

A unit trust typically has an investment management and a financial adviser fee. Each fund fact sheet sets out the fees for that unit trust.

You’ll be liable for any tax in your personal capacity. You will receive a tax certificate every tax year for each of your unit trusts.